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Pay by Bank
New for customers in the UK, Pay by Bank gives customers a card-free alternative that fits seamlessly into modern, digital lifestyles. Pay by Bank doesn’t expire and offers a simple, secure checkout for everyday purchases and soon the ability to pay for Prime member subscriptions on Amazon.
For customers, this means minimal complications, added convenience, and one more flexible way to pay. For those who need to return items to Amazon, this also means money back in their pocket quickly. As soon as we can verify your return, the refund is deposited back into your bank account within minutes.
When making purchases, customers can:
1. Add Pay by Bank as a payment method and choose their bank
2. Select Pay by Bank during checkout and place their order
3. Authorise the payment using biometric authentication and/or PIN verification through their mobile banking app
All purchases made using Pay by Bank are covered by Amazon's A-to-Z Guarantee, which protects customers if items don’t arrive or don’t match the description, as well as our standard return and refund policies. Customers using Pay by Bank also have generous protections available to them for up to 13 months under the UK Payment Services Regulations.
For more information about Amazon Pay by Bank, visit www.amazon.co.uk/paybybank.
Amazon customers in the UK can opt for credit or debit card payments when shopping. The process is straightforward and secure. Amazon UK accepts all major payment cards, including:
- Visa credit and debit
- Mastercard credit and debit
- American Express
- UK-based Maestro
To add a card to your Amazon account:
- Visit "Your Account"
- Select "Payments and transactions”
- Select “+ Add” at the top right of the screen
- Follow the on-screen instructions
Instalments by Barclays lets you spread the cost of purchases over £100 across fixed monthly payments. After adding eligible items to your basket, change the payment method to Instalments by Barclays and click to apply.
Approval is subject to application, financial circumstances, and borrowing history. Find out more here.
Amazon Gift Cards provide a flexible way to shop on Amazon. They make a convenient gift, offer an alternative to entering payment card details, and let you split the cost of a purchase between your gift card balance and another payment method. You can purchase digital or physical gift cards, add them to your account, and use the balance for future purchases.
Visit our guide to learn where to buy Amazon Gift Cards, how to redeem them, and how to check your balance using our step-by-step instructions.
Amazon customers in the UK can pay for their purchases using points earned through eligible credit cards. After you register an eligible rewards program to your account, you can use your Shop with Points balance during checkout.
American Express Membership Rewards points from eligible UK-issued American Express Cards enrolled in the Membership Rewards programme can be used at Amazon.co.uk through Shop with Points. To use your points, simply select your rewards-enabled credit card as a payment method during checkout.
You can manage your Shop with Points accounts and view your available points balance on the Shop with Points page in “Your Account”.
To select a default payment method:
- In “Your Account,” select “Your Payments” (or “Payments and transactions” on mobile)
- Select the “Wallet” tab
- Select the payment method you want to use as your default and click “Edit”
- Tick the box next to “Set as default payment method”
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